I second the BILT card as well. You can click the prompt "3" for travel, dining, events, flowers, and other concierge requests. Effectively 4. more established lounge network, more. The Chase Sapphire Reserve is nearly a no-brainer credit card for those who love travel rewards especially for more frequent travelers. CSR does redeem at cash at a high rate (50 vs 25 bonus). Earn 60,000 Chase Ultimate Rewards points (after spending 4,000 in the first 3 months) Chase Sapphire Preferred Card. It is 300 more than the Venture X card and 145 more than the Chase Sapphire Reserve card. While it has quite a large annual fee of 550, it also comes loaded with benefits that frequent travelers are sure to love, such as airport lounge access, 450 in annual statement credits, travel protections, and a 20 boost to. 7 Chase Sapphire Preferred Card 95 2 Ultimate Rewards points per dollar 2. Venture X Maximizing points is a two card setup, VentureX and SavorOne. And for good reason. Capital One Venture X Or Chase Sapphire Reserve, Which Card Is Best Suited For You Forbes Advisor Offers A One Stop Solution To Your . Does anyone have any recommendations. Citi Premier Card (see rates and fees) Best Citi card. Chase Sapphire Reserve Card Overview. Both cards also offer 10 per. The breakfast at The Fairmont Orchid costs 38 per. Check to see if you fly with Amex&x27;s partners first and then get an idea of how much MR points are worth for you. 5 cents per point, while Amex. The Chase Sapphire Reserve&174; You'll earn 60,000 Chase Ultimate Rewards points after spending 4,000 in the first three months of card membership. Feb 21, 2023 The Venture X has a 395 annual fee, while the Sapphire Reserve has a 550 annual fee. Chase Sapphire Reserve Best for travel and dining. like the Chase Sapphire Reserve and Capital One Venture X Rewards . PlatGold setup will likely be free for you with the Equinox and Uber credits. 5x cash backUR) genxer 1 yr. It earns 2 points per 1 spent on every purchase. It&x27;s also an easier card to get than the Venture X as Capital One labels the Venture X at the excellent credit range. It has better travel protections, and the US domestic travel partners are better in the Chase system. Feb 22, 2023 Yes, the Chase Sapphire Reserve card is prestigious because it is one of the most exclusive credit cards and it offers 1 - 10 points per 1 spent on purchases, along with an initial bonus of 60,000 points. Just hit the VX SUB and am now working on 90k SUB for Amex Gold. So, these two premium cards are not only great for travel, but they are also useful for everyday spending. All purchases on Venture X earn 2, except for Capital One Travel which earns more. Annual Fee. I keep Amex MR primarily for travel partners that Chase doesn&x27;t cover and vice versa. This means you could apply for 2 Bank of America cards within the same month or even the same day. Agree Amex is problematic we use it for the benefits and not much else. Oct 28, 2022 The Amex Platinum covers traveling companions as long as you pay for their round-trip common carrier fares with your card. supermarkets, select streaming services, U. 2x on everything else. Combine points from CFU to CSP and use transfer partners for booking your traveling needs. With CSR, effective annual fee is 250 (I hardly use other benefits) but with Venture X, it is -5. The Freedom Flex card has a 50 deductible per claim and a maximum of 2 claims per year, with each claim capped at 800, with a yearly limit of 1,000. Amex is about -485 with all the credits I use and Venture X -5. Template for Card Recommendation Requests Please use the following template so that everyone can make appropriate recommendations Current cards (list cards, limits, opening date) e. Capital One Venture vs. The Capital One Venture X Rewards Credit Card is certainly an impressive card, especially for anyone who wants a premium experience with relatively little fuss. If you&x27;re transferring to transfer partners instead you&x27;ll have to evaluate the list of available partners yourself and figure out how you value the partner points. Template for Card Recommendation Requests Please use the following template so that everyone can make appropriate recommendations Current cards (list cards, limits, opening date) e. the Chase Sapphire Reserve card. That&x27;s equal to a 4. Chase Sapphire Reserve Up until now, the Chase Sapphire Reserve has provided the best competition for the Amex Platinum. Let&x27;s say you had an eligible donation on the Chase Sapphire Reserve. 5X points on flights and prepaid hotels booked on AmexTravel. Capital One Venture X vs. At 695, The Platinum Card from American Express (see rates and fees) has almost double the annual fee of the Venture X card. Annual fee of 695 (rates & fees) 1 Membership Rewards point per dollar spent. And then finally, the most expensive card is the Amex Platinum Card, which has an annual fee of 695, which is not cheap. Amex Plat benefits card. Opening Hours Terminal 4 Daily from 6 a. All purchases on Venture X earn 2, except for Capital One Travel which earns more. The annual fee for AMEX Gold falls to 10. Our benefits cover the AF easily- 240 entertainment plus 300 hotel and we&x27;re almost there. 5x rewards return that the CSR has (my wife is an authorized user). Sapphire for travel purchases. Chase Freedom Unlimited 3200, 32018 Chase Freedom 3000, 52018 Chase Sapphire Preferred 11000, 112019 Chase CreditVantage Score 772 Oldest account age 4 years 10 months Chase 524 status 0 Income 54,000 Average monthly spend and categories dining 500 groceries 100 gas 250 travel 200 other 200. You probably spend most of your money on rentmortgage, car payment, bills, insurance, food, groceries, entertainment and miscellaneous luxuries. Right now, you can earn a stellar maximum of 10x Ultimate Rewards points. The Chase trifecta combines the earning power of three well-known Chase rewards credit cards Chase Sapphire Reserve, Chase Freedom Flex and Chase Freedom Unlimited. Enter Delta Sky Club at no cost and bring up to two guests or immediate family at a rate of 50 per person per visit. (Priority Pass is an independent lounge. But I won&x27;t assign 300 value to the credit when I can&x27;t get a real 300 value out of it. For the people that eat at these restaurants between waiting for their flight. I find the Hyatt redemptions via chase ur are my favorite redemptions. Im someone who has both the Amex Platnium and the venture X. 5x on airfare. 5yrs and never used the portal once. 045 with the CSR vs 550 (0. chase sapphire preferred Amex platinum airline cobranded cards hotel cobranded cards venture x Depends on your situation, but venture x is effectively a 0 annual fee card with many of the same benefits as csr. The Platinum Card from American Express. 25 to 1. Chase Sapphire Preferred is still a great option, though, and it&x27;s best for travelers who want a lot of value upfront. Both The Platinum Card from American Express and the Delta SkyMiles Reserve American Express Card offer welcome bonuses for new cardmembers. 5 cents per point. IMO if you are a frequent traveler and can make use of the centurion lounges, the Amex is the obvious choice. And the lounge access from Platinum is probably its main. So if cash is the goal--that makes sense. Chase is a much better points card, whereas the Platinum is a perks card. IHG One Rewards Premier Business Credit Card. Chase Sapphire Reserve Up until now, the Chase Sapphire Reserve has provided the best competition for the Amex Platinum. Undoubtedly one of the best travel cards out there, the Venture X. I&x27;m also open to feedback on a long-term, overall credit card strategy that might offset some of these concerns I&x27;m feeling caught with (i. The Platinum Card from American Express. The chase trifecta is a nice setup to maximize chase points. 12x with the Amex Hilton Sapphire card. For chase I use the chase sapphire preferred, freedom unlimited, freedom, Hyatt and ink cash. The Platinum Card from American Express Earn 80,000 Membership Rewards Points after you spend 6,000 on purchases within the first six months of card membership. The answer, to me, is the Amex PlatinumGold lol. Singapore, Cathay, and maybe Qantas also have some flights that could be worth looking into. The Amex Business Centurion enables fixed 2 cents MR redemptions on airfare and is just as flexibleopen as the Chase travel portal. The CapOne fee is 395 annually vs 695 and the main difference is the Centurion lounge access and a few credits monthly. 5x on airfare. Amex Gold Vs. See rates & fees) offers solid value for most travelers. 5 on everything else. 6cpp for statement credit which is terrible value (whereas Chase is 1. And with the Chase Sapphire Preferred Card 21. Mar 10, 2023 Chase Sapphire Reserve vs. 25, Sapphire Reserve&x27;s 3 becomes 4. Some of the more popular travel rewards credit cards, like the Amex Platinum card and the Chase Sapphire Reserve , give you complimentary access for 2 guests. The Chase Sapphire Reserve offers boosted earnings in a few spending categories, but you&x27;ll get a run-of-the-mill 1x points everywhere else. but YMMV. Check to see if you fly with Amex&x27;s partners first and then get an idea of how much MR points are worth for you. The Cap1 portal is better than Chase imo. Purpose travel - we plan on at least 1 big international vacation a year (5-10k budget), with about 2-3 other smaller scale ones (domestic or international). They seem to have similar-ish benefits and the difference of 155 could easily be justified for me by better perks (eg. I second the BILT card as well. It earns 2 points per 1 spent on every purchase. When you earn points in each of these programs, you can transfer those points to the loyalty program&x27;s partners. Assuming you would use the 50 hotel credit chase gives you every year your annual fee for CSP would fall to 45. The Capital One Venture X card . If you want more Chase points and you&x27;re under 524, the Chase Ink cards have great bonuses right now. The Capital One Venture X Rewards Credit Card comes out on top for simplicity and a lower annual fee. For example, you might opt for the Chase Sapphire Reserve to earn 3 points per dollar on your travel, dining and drugstore purchases; the Citi Premier Card to earn 3 points per dollar on your gas station and supermarket purchases; and the Capital One Venture Rewards Credit Card to earn 2 miles per dollar spent on all other purchases. The Chase Sapphire Reserve and its cheaper sibling, the Chase Sapphire Preferred Card, are among the best travel credit cards due to their amazing earning rates. Plat is expensive and a bunch of coupons, but it also the gets you. Amex Gold gives you 4x on dining vs 3x by Chase, so if you get lets say 2cpp from Chase and only 1. If you get a Chase Freedom Flex card, you can get 5 on rotating categories, 5 on travel you purchase through chase, 3 on drugstore purchases. Neither charges a foreign transaction fee or a fee for an emergency replacement card while traveling abroad. Both The Platinum Card from American Express and the Delta SkyMiles Reserve American Express Card offer welcome bonuses for new cardmembers. By comparison, Sapphire Reserve charges 75 per person and the Platinum. Yeah, get both. Chase Ultimate Rewards - Amex vs Chase Sapphire Reserve - Help me decide - A few questions to the more savvy members. Hey guys, I recently upgraded my gold card to platinum, and although I do love the card and fits my lifestyle I do miss the gold card for the 4x rewards on restaurants. When you redeem your points for trips you get 1. Also one of the newer options in the ultra-premium market, it has a variety of valuable perks, as well as a sizable annual fee (rates & fees). It&39;s probably a good idea to get a cash back grocery card like Amex BCP or Citi Custom Cash to fix that weakness. Hey guys, I recently upgraded my gold card to platinum, and although I do love the card and fits my lifestyle I do miss the gold card for the 4x rewards on restaurants. 251) Chase freedom unlimited my catch-all card (1. 2x points on travel, including Airbnb and Vrbo purchases. The minimum credit to get approved for the Capital One Venture X card is 10,000 due to its Visa Infinite status. Specialty Amenities Bar and dining service. The Capital One Venture X Rewards Credit Card launch in November 2021 represented one of the most exciting credit cards to come around in a long time. Cost of Adding an Authorized User to the Chase Sapphire Reserve. If youre trying to chase points definitely go with the Chase. You can earn 60,000 points after spending 4,000 within the first three months of opening your Chase Sapphire Preferred card, while the American Express Gold Card is offering 60,000 bonus points. teen boy images photos pictures. First Time Travel Card Cap One Venture X vs Chase Sapphire Reserve. Earn 60,000 bonus points after you spend 4,000 in the first three months of account opening. Torn Between 150k AMEX Platinum, Cap One Venture X, and Others. The Chase Sapphire Reserve card weighs 13 grams and is Chase&39;s premium . Chase Sapphire Reserve Card Overview. Capital One Venture X Card. Explore Travel. Oldest account age e. Groceries 800. Chase Sapphire Reserve Luxury Travel Workhorse. 5 cash back. and sure this is a common question here, so apologies for redundancy. Venture X, no question. Each year you get up to a 300 travel credit in the Capital One travel portal and every year you keep the card you get 10k miles, worth minimum 100, on your anniversary. The American Express Platinum card comes with an annual fee of 695, and Chase Sapphire Reserve charges 550 per year. I am a Raleigh resident and fly about 12-15x a year. Feb 15, 2022 The annual fee on the new Capital One Venture X card is just 395. I have both Altitude Reserve (AR) and Venture X (VX), and I plan to downgrade my AR to a free version or cancel the card. Luxury perks The Platinum Card from American Express. With the Citi Premier Card, there&x27;s a 21. Earn 75,000 miles when you spend 4,000 on purchases in the first 3 months. Capital One Venture X vs Chase Sapphire Reserve; Best Credit Cards with Priority Access; Best Credit Cards for Airport Lounge Access;. The Premier Collection is a group of luxury hotels that offers additional benefits including free breakfast and a 100 experience credit to Capital One Venture X cardholders when they book these properties through Capital One Travel. Like them, it has some serious travel perks and valuable statement credits but for a much lower annual fee of 395 (see rates and fees). For the relatively modest traveler. Sapphire Reserve. CSR gives you Primary CDW right away, with Plat you should additionally pay for it. It has better travel protections, and the US domestic travel partners are better in the Chase system. This was a waste of time and effort. The annual fee is essentially higher because their 200 credit is much harder to redeem than Chase&39;s. The Platinum Card from American Express weighs 18. Nov 28, 2022 The Chase Sapphire Reserve You&39;ll earn 60,000 Chase Ultimate Rewards points after spending 4,000 in the first three months of card membership. And the Amex Gold is the compliment card to the Platinum to earn more points on dining and grocery, which is equivalent to the Capital One SavorOne, which compliments the VX. Card details Capital One Venture X Chase Sapphire Reserve; Annual fee 395 550 APR 19. 5 cent per point redemption rate. Amex vs Visa. Nov 28, 2022 The Chase Sapphire Reserve You&39;ll earn 60,000 Chase Ultimate Rewards points after spending 4,000 in the first three months of card membership. If you intend to use the Chase Ultimate Rewards points only on travel and only through the portal, the bonus is actually worth 750 and puts Chase Sapphire Reserve ahead. Besides the 230 net (not insignificant), am I missing Venture X perks. it&39;s really 20k points. I think the platinum. This was a waste of time and effort. Chase Baggage Insurance Coverage and Other Benefits. 49 Variable Sign-up bonus 75,000 bonus miles once you spend 4,000 on purchases within the first 3 months from account opening. Ideally add a Bilt for rent (if you rent) and 2x travel, and youll have 4x on restaurants and groceries. Its flashier sibling, the 395-annual-fee Capital One Venture X Rewards Credit Card (see rates and fees), offers an. The Gold&x27;s SUB is at 90k plus 20 on dining up to 250, so. Amex Plat vs Chase Sapphire Reserve vs Cap1 Venture x. Chase Sapphire Reserve vs. For rewards, this. The Chase Sapphire Reserve card is the premium Chase Ultimate Rewards card, and it comes with one of the best Priority Pass memberships of any credit card. Citi Premier Card (see rates and fees) Best Citi card. Ideally add a Bilt for rent (if you rent) and 2x travel, and you&x27;ll have 4x on restaurants and groceries. Simply transfer your cash-back earnings to your balance as a statement credit. 25 cents per point through the. And then finally, the most expensive card is the Amex Platinum Card, which has an annual fee of 695, which is not cheap. 13 thg 2, 2023. Annual fee of 95. The Chase Sapphire Reserve Travel Credit Card offers some of the best rewards, a great bonus and travel credits which makes it well worth the annual fee for those who travel regularly. The preferred annual fee is 95 The Reserve in your case is 525, but there&x27;s 300 in credit for travel, so that&x27;s really like 225. The best extended warranty cards. View community ranking In the Top 1 of largest communities on Reddit. The value of those points is also 1. Cell phone insurance, lounge access, rental perk etc. I am single so there is no one to share the benefits with. We were keeping the plain Amex Platinum because we&x27;re in ATL and fly Delta for the skyclub, but 6x is just too few to justify 900 AF for the primary card and AU card. CSP seems like the better option due to your dining spending. See rates & fees) offers solid value for most travelers. For example, for one hotel booking for a couple of nights it was 1,000. One other thing to consider is the Amex Gold, which might fit your lifestyle, but you should be getting use out of the monthly credits for the 250 AF to make sense. 60,000 bonus points after spending. Plus the perks on the X are way above Chase. Platinum Card from American Express - 600; Chase Sapphire Reserve - 500; Winner Platinum Card from American Express has a slight edge in this category. 75,000 bonus miles Capital One Venture X Rewards Credit Card. chase has more airport lounge access in general. All of the reviewed cards provide elite benefits and rewards centered around the needs of travelers. OldVenomSnake 1 yr. While both of these cards come with significantly higher annual fees 550 for the Sapphire Reserve and 695 for the Platinum (see rates and fees) they also include more perks and, in the case of the Reserve, more flexibility. I&x27;m currently leaning towards the Venture X because of the lower AF and comparable benefits with the other cards (annual travel credit, lounge access, etc. Complementary points and lower or no fee. Capital One Venture X Rewards Credit Card has a significantly lower annual fee than the Chase Sapphire Reserve card. If you are based in a city with big Delta presence, amex is better. Chase Ink Preferred Sapphire Reserve 3x per dollar and 50 more of points when you redeem them through chase portal. Chase is a much better points card, whereas the Platinum is a perks card. You probably spend most of your money on rentmortgage, car payment, bills, insurance, food, groceries, entertainment and miscellaneous luxuries. Chase Sapphire Reserve&174; vs. The Hilton Honors Aspire American Express card also comes with a 250 Hilton Resort credit, a free reward night after the card renewal month and an up to 250 annual airline credit for your. The Chase Sapphire Reserve and the Amex PlatinumGold seem to be the best Fatfire cards between insurance, points, and service. 12x with the Amex Hilton Sapphire card. Chase charges a 550 annual fee, but you&x27;ll pay 75 for each additional authorized user. It has better travel protections, and the US domestic travel partners are better in the Chase system. However, Chase UR and Amex MR (points from platinum, gold, and green, that can transfer to loyalty programs) can be 2cpp or higher depending what you redeem for So yes. Delta Reserve; Amex Platinum vs. By clicking "Accept All", you consent to our use of cookies. Up to 300 travel credit each card anniversary year. Chase Sapphire Reserve Vs. 2 yr. So I&x27;m thinking I should downgrade the Preferred since I won&x27;t be using it much, if at all, in the coming year. Chase and Amex points are both highly valued but it really comes down to not only how you redeem them but WITH WHOM you redeem them. The Sapphire Reserve (or Preferred) is great if you wanna get the Chase Trifecta IMO. ago by IApogee Amex Plat vs Chase Sapphire Reserve vs Venture X Hey all I&x27;m looking to get a high tier travel card and am weighing the options between these 3. At 695, The Platinum Card from American Express (see rates and fees) has almost double the annual fee of the Venture X card. Next up, with the Chase Sapphire Reserve card, there is an annual fee of 550, which is 145 more per year than the Venture X card. And I don&x27;t have to keep spare non Amex card for "wE dOnT tAkE AMEX HERE". Capital One VentureOne Rewards Credit Card. IApogee 6 mo. Venture X does come with Hertz President&x27;s Circle status. It&x27;s not the only fee you need to worry about with the Chase Sapphire Reserve Card, either. 6K spend in first 6 months I presume Venture X is 10K. 2x miles on all other purchases. I second the BILT card as well. If you intend to use the Chase Ultimate Rewards points only on travel and only through the portal, the bonus is actually worth 750 and puts Chase Sapphire Reserve ahead. 50k chase isn&39;t equal to 90k Delta skymiles when you see 40k difference If you&39;re looking at a premium travel card, I&39;d do an Amex Platinum. I recently got my Citi executive world card for AC benefits earlier this month. kindergarten math packet pdf, law enforcement conference las vegas 2023
The Chase Ultimate Rewards system is good. . Venture x vs amex platinum vs chase sapphire reserve reddit
Although the typical credit limit approved for the Capital One Venture X card is anywhere from 15,000 to 30,000, we&x27;ve seen approvals as high as 75,000 Usually, your credit limit is determined by your income and your. The CapOne fee is 395 annually vs 695 and the main difference is the Centurion lounge access and a few credits monthly. The Chase Sapphire Reserve is nearly a no-brainer credit card for those who love travel rewards especially for more frequent travelers. The Capital One Venture X Rewards Credit Card made headlines with its aggressive and generous welcome bonus. adding another. Its initial bonus is 60,000 points. Earn 75,000 miles when you spend 4,000 on purchases in the first 3 months. American Express Gold. 6 cents. Benefit Overview. These two popular cards are often mentioned in an either-or scenario. The travel credit is more usable and Amex makes it more difficult to use all the reimbursements they have to offset the annual. The annual fee for AMEX Gold falls to 10. For the people that eat at these restaurants between waiting for their flight. Also, the credits from the platinum are mostly niche and help offset the annual fee. See Rates & Fees. Venture X has some great benefits too. Then you can redeem for travel for a total of 4. Capital One Venture X Rewards Credit Card 395 (see rates and fees) 2 Capital One miles per dollar 1. While a high annual fee may seem intimidating, keep in mind that the card&x27;s included memberships and benefits will help to offset it or even provide a greater value as long as you use all of them. The Platinum Card earns 5x points on flights. The American Express Gold Card (Terms apply. It depends on how you&x27;ll redeem, PYB is great but will your 1. Capital One Venture X Rewards Credit Card 395 (see rates and fees) 2 Capital One miles per dollar 1. Priority pass is decent. Honestly for me the Amex Plat and Venture X are no brainer. Better rental car insurance then Venture unless they changed that to match the venture X. Bottom Line Both cards offer accelerated earnings on travel. This is a category in which things get far trickier and personal in terms of distinguishing a winner. 2 cents each. But, the total value of your Chase Sapphire Preferred rewards when travel is booked and redeemed through the Ultimate Rewards platform is 97. Amex Platinum Amex Business Platinum Chase Sapphire Reserve Capital One Venture X Rewards Earn Rate 5X points on flights booked directly with. Chase Sapphire Reserve offers 60,000 bonus points, but when redeemed for travel through the Chase travel portal, this bonus is worth - 900. Oldest account age e. Transfer partners do offer the ability to get more than 1ccp but unlike Chase which has Hyatt or even Amex which has ANA, Capital One doesn&x27;t have any noticeable partners that are known to consistently get good CCP. Location Terminal 4, Concourse B, across from gate B22 on the upper level; and Terminal 3, Mezzanine Level, next to Passage by Hudson and Phoenix Airport Museum Gallery. If you&x27;re transferring to transfer partners instead you&x27;ll have to evaluate the list of available partners yourself and figure out how you value the partner points. Sapphire Reserve. 50 travel redemption bonus The Sapphire Reserve has some of the most valuable redemption value at 1. Earn 75,000 miles when you spend 4,000 on purchases in the first 3 months. 5 cents per point, while Amex. Another difference is the Venture X offers Priority Pass with airport restaurants that give you free credits to spend on food while Amex only offers the airlines loungues that mostly just have snacks. I&x27;ve searched the sun-Reddit, but I didn&x27;t find a good answer. Complementary points and lower or no fee. Having access to both point ecosystems is nice for flexibility. You can click the prompt "3" for travel, dining, events, flowers, and other concierge requests. Yeah the 95 AF is offset by the annual travel credit you get, if you value that sort of thing. 1 cash-back on other purchases. There are several ways to maximize the bonus. However, both of these cards come with significantly higher annual fees 550 for the Sapphire Reserve and 695 for the Platinum (see rates and fees). See related Chase Sapphire Reserve vs. Aer Lingus Visa Signature Credit Card. Purchase Protection. The Capital One Venture X charges an annual fee of 395, which compares favorably against the Chase Sapphire Reserves 550. Youd have to spend at least 3,800 on the card to make up for that fee in rewards but for those who spend. Chase Freedom Unlimited . Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater dollar value. Resy offer on Gold is 75k 20 back at restaurants (up to 250 in total credits). Capital One Venture X Rewards Credit Card 395 (see rates and fees) 2 Capital One miles per dollar 1. I use the airline credit for 20 United wallet and use that for short haul pdx to den flights that I need to. When you earn points in each of these programs, you can transfer those points to the loyalty program&x27;s partners. Chase Ink Business Preferred Credit Card. Application link Capital One Venture X with 75,000 bonus miles after spending 4,000 on purchases in the first three months of account opening. Chase Ultimate Rewards - Amex vs Chase Sapphire Reserve - Help me decide - A few questions to the more savvy members. Venture card is effectively 95 after 300 travel credit. Like the Capital One Venture X Rewards Credit Card, the Chase Sapphire Reserve racks up more bonus points on various types of travel booked through Chase&39;s travel portal. People with scores below 700 have been approved for the card, but the. 25 to 1. Welcome to the only officially recognized American Express community on Reddit. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the best premium travel rewards cards. But which one is the best match for you You might assume that the Chase Sapphire Reserve with a higher annual fee and more luxury benefits is always. If you intend to use the Chase Ultimate Rewards points only on travel and only through the portal, the bonus is actually worth 750 and puts Chase Sapphire Reserve ahead. Those are the categories that travel cards will earn the most in. 60,000 bonus points after spending. However, a Chase Trifecta which uses the Freedom instead because the reward bonus categories of the Ink Business Preferred are largely targeted. So its best to get s card that will earn you 2-5x or more in those categories you spend the most on per month. 5X points on prepaid hotels booked on AmexTravel. I have used it multiple times and has always worked when we had to cancel plans. Instead of receiving a 100 statement credit when redeeming 10,000 points, a Sapphire Reserve customer would receive a credit of 150 for the same number of points when used for an eligible Pay Yourself Back redemption. Related Articles. That and the 300 hotel credit and TSA Precheck credit has me loving the Venture X so far. The platinum is for the better lounges and just showing off. Both offer more availability direct. Delta SkyMiles Gold American Express Card Best card for Delta flyers. 21 thg 1, 2023. Escape Lounge PHX. Amex Gold vs. 5 ngy trc. But the Chase Sapphire Reserve provides ways to maximize the points you can earn by. Since launch, the Chase Sapphire Reserve has offered its cardholders a complimentary Priority Pass Select membership, which provides access to more. The best words of encouragement for a sick person are youve. The Motley Fool has positions in and recommends Alphabet, Apple, JPMorgan Chase, and Visa. You must spend 4,000 in the first 3 months to earn this bonus. Overview of the best cards for authorized users. Annual fee of 95 (rates & fees) 5x miles on hotels and rental cars booked through Capital One Travel. From 2x miles on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card. The Venture X card has a lower 395 annual fee compared to Sapphire Reserves 550 annual fee. Freedom&x27;s 5 becomes 7. This 524 rule might be one reason why you apply for the Capital One Venture Rewards Credit Card instead of the Chase Sapphire Preferred. CSR gives you Primary CDW right away, with Plat you should additionally pay for it. All three of those cards are excellent choices for economy flyers. On the flip side, the Venture X offers a solid 2x earning on all purchases. Current stats FICO 712. In general, you need to be a serious traveler for the Amex Platinum to be better than the CSR. The Platinum Card from American Express. Chase Sapphire Reserve With a 550 annual fee and a 75 authorized user fee, the Chase Sapphire Reserve offers the sort of card the Mastercard Black Card wants. dental care alliance reddit. The Platinum Card from American Express. The Sapphire Reserve offers 60,000 points when you spend 4,000 within your first three months. VentureX multipliers work better with your Amex setup because it serves as a catch all card, which you do not have. Plus the perks on the X are way above Chase. 1X points on other purchases. If you only want one, the Venture X and Altitude Reserve are the best cards that will accumulate points faster outside of travel purchases. And that alone could make this question a no-brainer. Capital One Venture X Rewards Credit Card The Capital One Venture X Rewards Credit Card offers 75,000 bonus miles when you spend 4,000 on purchases in the first three months from account opening. With my plat I get HuluHBOMax (240), Uber. Singapore, Cathay, and maybe Qantas also have some flights that could be worth looking into. Capital One Venture X. 21 votes, 52 comments. Chase Freedom Unlimited . But now the Venture X came out and I got approved, I will just keep the CSP for transfer partners and use the Venture X as my CSR replacement. The competitors would be Amex Plat and C1 VX. The travel credit is more usable and Amex makes it more difficult to use all the reimbursements they have. The Chase Sapphire Reserve is typically known as the most prestigious Chase credit card because of its premium perks and benefits. Both of these credi. Chase&x27;s travel insurance will cover hotels under their Trip CancellationDelay insurance even if there&x27;s not a. . craigslist en yakima wa