Is vca care club worth it - dogs are spayed (in the case.

 
While the Care Club covers routine and preventative care, pet insurance typically covers. . Is vca care club worth it

If you are looking for something to cover wellness visits, etc, you should look into something like VCA&39;s Care Club or take urvtjess&39; advice and set aside the money you&39;d pay in premiums or for the wellness program every month into a savings account. Unlimited exams are any exams during regular business hours excluding. December 28, 2023 December 28, 2023. The Beard Clubs Straight Edge Razor, made in an attractive black, stainless design, is perfectly balanced and weighted for easy maneuvering. We found that the average cost of a pet insurance policy is 57 for dogs and 26 for cats. Mon-Sun Open 24 hours. VCA Care Club Gives Customers Real-Time Access to Veterinarians Through Messaging and a Smart Agent Dashboard VCA Care Club is a pet wellness plan provided by VCA Animal Hospitals. I pay 91 for my dogs Healthy Paws insurance with a 500 deductible and 150 for Care Club through the VCA animal hospital network, which has a 247 emergency vet chat and includes all his annual preventive care including vaccines and unlimited office visits if I get worried about anything. VCA is where your pet's health is our top priority and excellent service is our goal. Shipping Rates. Sun 900 am - 200 pm. Read complaints and reviews about VCA Animal Hospitals - 1350 E Derenne Ave. VCA Care Club is a pet healthcare program that offers pet owners an affordable way to keep their dogs & cats healthy. Date of experience 04 December 2023. For 9, you can get the Truman, which has a rubber coating throughout and comes in orange, navy and green. Should I get VCA careclub, pet insurance, or both Any other question I am with VCA animal hospital for my pup and 2 cats and they have their membership there that discounts certain routine procedures for 80 a month per pet. Pet insurance. Sep 15, 2023 Petco Vital Care is a paid membership plan designed for pet owners seeking regular care and savings for their pets. Established in 1973. Step 2 Contact Customer Service. Download important documents. 00 -1000 bill. Pros and Cons Is VCA Care Club Worth It Pros and Cons Navigating the world of pet healthcare can be as perplexing as it is essential. Comprehensive Care Depending on the plan chosen, your pet can receive a wide range of services, ensuring they stay healthy and receive timely care. Ahhhhh NO don&x27;t do it lol It was expensive and didn&x27;t cover enough. 7140 12th Street S. Sustained significant increase in urination. You may need to navigate through automated prompts before speaking with a representative. Get exceptional Veterinary services from highly experienced & loving pet care professionals in Benbrook, TX. MCLEAN, Va. If your pet needs a lot of advanced diagnostic testing you may find that the available blood work and fecals are not enough, but that is something your vet will have to discuss with you. Coupons are limited time savings offer. 4 yr. With CareClub&174;, Your Pets Exam Fees Are Covered Annual exams, rechecks and sick appointments are all included, 1 along with the yearly preventive services your pet needs to support their best health. Dedwylder John DVM. Personalized Pet Health Care. Among the biggest expenditures were. Answer Americas Best has a membership program called the Eyecare Club. Get Started. We are here for you and your pet 24 hours a day, 7 days a week, 365 days a year. Weight loss. Coverage While both provide comprehensive routine care, Banfields wellness plans might include more extensive procedures for kittens and puppies. Each of us is dedicated to the happiness and medical well being of your pet and are. Figo pet parents can choose 5,000, 10,000, or unlimited annual limits. KaChava is a popular meal replacement shake, boasting a range of beneficial ingredients designed to offer a balanced nutritional profile. We pride ourselves in giving our guests the best service, care and experience. Should I get VCA careclub, pet insurance, or both Any other question I am with VCA animal hospital for my pup and 2 cats and they have their membership there that. (NASDAQ WOOF) today announced the successful completion of Mars' previously. Pre-existing conditions. Made for Real Life. More information is available at checkout. There is also an enrollment and one-time processing fee. As far as wellness plan costs I think the Care Club at VCA is the same as the cost at Banfield but appears to be more straightforward. VCA Careclub recently went to unlimited exams, which I think is pretty cool- for us these are your well visits, check ups, vaccine visits, sick visits, etc. VCA CareClub is a wellness plan to ease the financial burden of having a pet. Some Banfield reviews online complain about upselling while at appointments, so it rarely ends up being free. VALUE I am a member of the VCA care club. The total value for the deal is about 9. but you get what you pay for, and VCA Fort Collins' incredible care is worth every penny. Their wellness program, the VCA Care Club. Is VCA Care Club also worth it VCA CareClub is a wellness program that VCA has created for pet parents looking for coverage for wellness care. needs and plenty of benefits for youall for a convenient monthly membership fee. " to cancel. VCA Care Club is a pet healthcare program that offers pet owners an affordable way to keep their dogs & cats healthy. Sat 800 am - 1200 pm. Some plans offer wellness add-ons that cover routine care, but these are generally more expensive. Some general guidelines suggest that dogs are considered mature when they have reached 50 of their lifespan (middle-aged), senior when they have. While it does include some dental services, its important to evaluate whether the annual membership fee justifies the savings on the dental cleaning services specifically. I had to replace my credit card and never received a statement and started going to a new vet. Banfield Membership Fee Waived. Early Care Plus (Puppies) 35. VCA co-founder and CEO Bob Antin, MBA, will continue to oversee the hospitals and a network of reference laboratories, Mars announced Sept. Once we&x27;re out of the first year, I don&x27;t think I&x27;ll be signing up again. About Vetsource. 150 initiation and 60mo. VCA Mesa Animal Hospital 858 N. Our hospital team is made up of dedicated individuals that make your pet&39;s health their number one priority. Cons Unnecessary procedures, Unprofessional comments, Overcharging. Made for Real Life. However, with a price tag of 50 a month (minimum), you want to. In stating so, it would be an inaccurate assessment to compare costs of emergency veterinary care that is available 247 to the cost of veterinary care provided by a general practice which is. Business Started 3291996. Mon - Fri 700 am - 600 pm. The idea is that the routine stuff should be done anyway as its the cost of having a pet and it helps to keep more money available for the big stuff like surgeries. The VCA Care Club customer service phone number is 1-800-743-8838. Banfields base wellness plan is called Active Care and is available for dogs and cost. WELCOME to the VCA Simmons Barkers Hotel & Purrington Inn Family, where your pets are having a blast We are so glad to have you here and we cant wait to show you all the exciting things we have to offer. VCA Care Club Is it Worth it The VCA Care Club is a membership-based program that offers various preventive and wellness services at a discounted rate. It is essential to have your veterinarian examine your dog if you notice any of the following Sustained increased water consumption (normal water intake should be less than 100 mlkgday or approximately 1 12 cups (12 oz)day for a 10-pound dog). The old saying that a dogs year is worth 7 human years is not very accurate. Pricing, like. If you are looking for something to cover wellness visits, etc, you should look into something like VCA&39;s Care Club or take urvtjess&39; advice and set aside the money you&39;d pay in premiums or for the wellness program every month into a savings account. I called VCA Dunmore the office manager stated that&39;hs what they use the 6 months. Made for Real Life. Most wellness plans are cost-friendly. El Programa Care Club est abierto nicamente a residentes legales de los 48 estados contiguos de EE. 12650 North Beach Street, Suite 148, Fort Worth, Texas, 76244. The friendly, professional staff at VCA Mission Animal Hospital is made up of dedicated individuals who have made it their mission to help pets live long, healthy lives. Unlimited vet visits. VCA Meadow Hills South Animal Hospital is dedicated to helping pets become healthier and more active in their relationships with their families. A value of usually 49. How to Care for a Senior Dog VCA CareClub Wellness Plan. You can reach us by phone or fax at Tel 1-310-571-6500. VCA CareClub is a fascinating concept that could be a good strategy for very young dogs or cats. Necessary yearly shots etc. Mon - Fri 700 am - 800 pm. He needs a few vaccines and to be neutered. Our friendly, professional staff is made up of dedicated individuals who have made it their mission to help pets live long, healthy lives. Most users agree that. We are here for you and your pet 24 hours a day, 7 days a week, 365 days a year. El Programa Care Club est abierto nicamente a residentes legales de los 48 estados contiguos de EE. com para registrarse y crear una cuenta. Yes, very good experience with my local, and their specialty clinic, Western Veterinary Specialist center in Calgary. Personalized Pet Health Care. I recommend them and Care Club without reservation. 09 a month. VCA Canada has partnered with LendCare to offer you financing for all of your pets veterinary needs. It aims to promote proactive and preventative care by offering a structured plan that covers routine veterinary services. Unlike the plans listed in our best pet health insurance companies ranking, it wont cover accidents or illnesses. Life happens. I had auto pay set up and tbh forgot about it. But what happens if. However, the last thing you want is to be ripped off and get disappointed. Necessary yearly shots etc. Must visit a Banfield location. That covers the dental cleaning - X-rays blood work and extractions. With CareClub, Your Pets Exam Fees Are Covered Annual exams, rechecks and sick appointments are all included, 1 along with the yearly preventive services your pet needs to support their best health. As a pet owner, you want to ensure that your furry friend receives the best possible care. Objectively though, VCA Care Club is an app that sets a high bar. Yes, VCA CareClub is worth it because it helps to prevent serious and chronic health concerns from developing later in your pets life. As with any product, opinions and experiences with KaChava vary widely. Its designed to cover routine care such as vaccinations, annual check-ups, and some preventative treatments. CareClub Membership covers only the selected healthcare services and products which are specifically identified in applicable CareClub Membership agreement. We are here for you and your pet 24 hours a day, 7 days a week, 365 days a year. Made for Real Life. KaChava Complaints. Pet owners understand the significance of keeping their furry friends healthy and happy. Sun Closed. The vet clinic had a plan where you pay a monthly fee for one year's worth of checkups, routine tests and vaccines, blood work and one full dental service. Get health care and medication reminders. The membership entails a monthly or yearly fee that covers routine preventative care such as vaccinations, annual exams, diagnostic screening, and discounts on additional services and products. Our hospital team is made up of dedicated individuals that make your pet&39;s health their number one priority. High-end mobile app (myVCA) for managing your membership and scheduling all veterinary appointments. needs and plenty of benefits for youall for a convenient monthly membership fee. Pros and Cons Is VCA Care Club Worth It Pros and Cons Navigating the world of pet healthcare can be as perplexing as it is essential. Business Incorporated. Plus so much more. Read Less. While many swear by its benefits, some consumers have raised concerns and complaints. Is VCA Care Club also worth it VCA CareClub is a wellness program that VCA has created for pet parents looking for coverage for wellness care. Los Angeles, CA. This includes vaccinations, wellness exams, bloodwork, and more, depending on the plan you choose. Necessary yearly shots etc. VCA CareClub is a monthly membership program that covers annual exams, rechecks, sick appointments, preventive services and more for your pet. You can&39;t expect people to be perfect and there are rude employees but VCA seemed more streamlined and sensible. As with any product, opinions and experiences with KaChava vary widely. Shop myVCA. Its about 600 for the entire year. Find a Hospital. Our friendly, professional staff is made up of dedicated individuals who have made it their mission to help pets live long, healthy lives. Joining CareClub ensures youre ready for it. Visite mycareclubrewards. 95 plus 5 discount on services. Visit VCA Worth Animal Hospital today. I also have a wellness plan that covers a lot of cost, but without that, I would have paid 1600 for a dog dental last year with a large extraction and 1400 this year for a cat dental with extraction. Keep in mind that if you want to get your pet groomed and it costs 75, then you will only have 175 left for dental care if you choose that first 250 wellness package. Is this worth it. This can help break up those major treatment. VCA Careclub recently went to unlimited exams, which I think is pretty cool- for us these are your well visits, check ups, vaccine visits, sick visits, etc. Some plans offer wellness add-ons that cover routine care, but these are generally more expensive. 95 plus 15 discount on services. , which is best known for its candy but also owns a significant pet-care business. A wellness plan can help you save money on preventive veterinary careas long as you plan to use wellness coverage enough to make the monthly cost worth it. VCA Careclub recently went to unlimited exams, which I think is pretty cool- for us these are your well visits, check ups, vaccine visits, sick visits, etc. Specialties Each VCA hospital has health and safety protocols in place based on health care best practices as well as state and local guidance and regulations. 2,340 likes. To be true to this mission, the hospital team relies on several. Jul 1, 2023 VCA Care Club is a preventative wellness plan offered by VCA Animal Hospitals that includes regular exams, vaccinations, and dental cleanings, among other services. VCA Shelter Program. For instance one month, I paid 70 for the VCA Care Club and 140 for a a "prepaid urinalysis", fecal test and examination. With VCA Care Club, you can get several levels of care, depending on if you have a puppy, an adult dog, a senior dog, a kitten, an adult cat, or a senior cat. This program, offered by VCA Animal Hospitals, is designed to provide routine care for pets. We pride ourselves in giving our guests the best service, care and experience. Los Angeles, CA. VCA Care Animal Hospital provides primary veterinary care for your pets. vca care club cancellation policy. Mon-Sun Open 24 hours. Made for Real Life. Convenient Monthly Membership Fee This makes budgeting for your pets health care easier and more predictable. VCA Worth Animal Hospital provides primary veterinary care for your pets. With whatever plan you choose, the vet visits are unlimited and there are many other services for your dog or cats long term health. needs and plenty of benefits for youall for a convenient monthly membership fee. We understand the strong bond between human and pet so. Instead, VCA CareClub allows members to pay for their pets health care in monthly installments. Centre Animal Hospital Emergency Service. On September 11th VCA Canada DVMs, RVTs, assistants and client care came together St. About Vetsource. This is probably where you would get the most benefit. Cons Limited Coverage Does not cover unexpected illnesses or injuries. Sat 800 am - 1200 pm. The toilet period and play period should be definitively separated in the puppy's routine. Jun 14, 2023 Weekend and evening hours. 95 plus 15 discount on services. Especially if you can get one of those 50 vouchers. We sometimes objected, but it was a lesson well worth learning. This pet insurance includes unlimited exams and includes add-ons like dental, spay or neuter, and more for one monthly fee. We have a membership program called care club that we pay a monthly fee. VCA Careclub recently went to unlimited exams, which I think is pretty cool- for us these are your well visits, check ups, vaccine visits, sick visits, etc. Once anesthetized, your veterinarian, with the help of veterinary assistants, will thoroughly examine the mouth, noting. Some plans offer wellness add-ons that cover routine care, but these are generally more expensive. It&x27;s designed to keep your pet healthy throughout the year by proactively addressing potential health issues before they become. Locate a hospital near you, Book An Appointment, or get contact information. Not sure what all yall need but we go to VCA. We understand the strong bond between human and pet so. Call Us Give us a call at the number below to book an appointment. Save on your pets must-haves thanks to CareClub&174; Member Exclusive Benefits. There are few things that individuals care more about than their pets, and the VCA app allows veterinarians to message back and forth with. Lab work checks for issues like diabetes, liver and kidney disease, parasites and general infections. Shares of VCA, which trade under the ticker WOOF, surged as much as 29 to 91. Significant increase or decrease in. Plus so much more. Understanding the. VCA Canada Western Veterinary Specialist and Emergency Centre 403-770-1340 1802 10th Avenue SW Calgary, AB T3C 0J8 VCA Canada Calgary North. Specialties Each VCA hospital has health and safety protocols in place based on health care best practices as well as state and local guidance and regulations. Country Club Drive Mesa, AZ 85201 Tel 480-833-7330 VCA Mountain View Animal Hospital 9812 N. View plan details, pricing and terms and conditions. 2000 PTS. Personalized Pet Health Care. CareClub Memberships are preventive pet healthcare plans and not pet insurance. Our hospital team is made up of dedicated individuals that make your pet&39;s health their number one priority. Thank you this is helpful Specifically since I have a breakdown but the prices are zero next to certain spots due to it being included in the VCa care club. VCA Care Club is a preventative wellness plan offered by VCA Animal Hospitals that includes regular exams, vaccinations, and dental cleanings, among other services. , which is best known for its candy but also owns a significant pet-care business. Locate a hospital near you, Book An Appointment, or get contact information. Some Banfield reviews online complain about upselling while at appointments, so it rarely ends up being free. The puppy should then be taken to the scent post as quickly as possible. Surgical Nurse. We care about the communities we serve and every pet within them, not just those we see in our hospitals. VCA CareClub is not pet insurance that offers comprehensive accident and illness coverage. DC, que tengan por lo menos 16 aos y que sean miembros de Care Club . Next, reach out to VCA Care Club customer service. May 22, 2023 Is VCA Careclub worth it Insurance can be a gamble, but peace of mind is priceless. Combine with regular offers for additional discounts1 you wont want to miss. Joining CareClub ensures youre ready for it. The membership entails a monthly or yearly fee that covers routine preventative care such as vaccinations, annual exams, diagnostic screening, and discounts on additional services and products. CareClub Memberships are preventive pet healthcare plans and not pet insurance. This makes having pet. Shipping Rates. Onyx symbolizes protection against negative energy and the agate gem symbolizes harmony and re balance. Is VCA Careclub worth it Insurance can be a gamble, but peace of mind is priceless. Hours. craigslist mankato minnesota, 8611 perrin beitel

Made for Real Life. . Is vca care club worth it

Navigating the cancellation of your VCA Care Club membership doesnt have to be a daunting task. . Is vca care club worth it mcneil island famous inmates

Personalized Pet Health Care. Next, click on "Manage Automatic Payments" in the Automatic Payments dashboard. Select the blue Update Payment Method button at the bottom of the screen. But like all programs, its crucial to determine if it aligns with your pets needs and your budget. 1 Broken Sound,The Polo Club, St. 7th Street, Suite 1. Sat 800 am - 100 pm. Best Pet Wellness Plans for Routine Care (2023) Pet Dental Insurance Coverage and Cost Guide (2023). This makes having pet. (NASDAQ WOOF) today announced the successful completion of Mars' previously. Is VCA Care Club also worth it VCA CareClub is a wellness program that VCA has created for pet parents looking for coverage for wellness care. and LOS ANGELES, CA. vca care club cancellation policy. For more information on proper wear, care and safety, talk to your eye care professional and ask for a Patient Instruction Guide, call 1-800-843-2020 or visit Acuvue. Consumers are mostly dissatisfied. Nov 2, 2023 Monthly Membership Fee 80 per pet. needs and plenty of benefits for youall for a convenient monthly membership fee. While it does include some dental services, its important to evaluate whether the annual membership fee justifies the savings on the dental cleaning services specifically. Toll Free 1-800-VCA-PETS. Yes, you can cancel your pets Optimum Wellness Plan at any time. Significant increase or decrease in. DC, que tengan por lo menos 16 aos y que sean miembros de Care Club . Quickly book appointments. Sep 2006 - Aug 201812 years. With CareClub&174;, Your Pets Exam Fees Are Covered Annual exams, rechecks and sick appointments are all included, 1 along with the yearly preventive services your pet needs to support their best health. vca and its officers, directors and employees, as well as its third-party agents, contractors, distributors, merchants and any third party who powers or supports the sites for vca (collectively, third parties), cannot and do not warrant that your use of any site and the content, products and services made available through the sites will be uninterrupted,. Our vast library is consistently updated with helpful articles, pet medication information and other health topics relevant to you and your pet. Specialties Each VCA hospital has health and safety protocols in place based on health care best practices as well as state and local guidance and regulations. VCA CareClub is different from most pet insurance providers wellness plans in that it can stand alone from a standard pet insurance plan. We have a membership program called care club that we pay a monthly fee. Dec 5, 2023 In stating so, it would be an inaccurate assessment to compare costs of emergency veterinary care that is available 247 to the cost of veterinary care provided by a general practice which is. Lab work checks for issues like diabetes, liver and kidney disease, parasites and general infections. My dog has seen two different vets who were courteous and professional. Elissa Buxbaum. Understanding the. 85 Has a charitable giveback program Has a 48-hour waiting period for accidents Doesn&x27;t have age limits for coverage Compare Plans. Visit mycareclubrewards. Over this time, quality of care has decreased and therefore, not worth the cost. Sustained significant increase in urination. Pet Health Club saves me a lot of money through the year. We are a high-quality practice with a warm, family-like feel. Essential Wellness (Adult Dogs) 25. Pro Pet insurance has improved. Mon - Fri 700 am - 800 pm. Its about 600 for the entire year. Full service veterinary clinic located in downtown San Diego. La membresa es gratuita. Pumpkin Pet Insurance and Best Poodle Insurance. Date of experience 04 December 2023. Established in 2007. VCA Animal Hospitals, a well-known chain in North America, offers a wide range of services for pets. For a fee, members can receive additional discounts, free eye exams for a specified period, and special pricing on contact lenses. How to Cancel Your VCA Care Club Membership A Step-by-Step Guide. However, whether this is more cost-effective compared to paying for services individually depends on the specific needs of your pet and how frequently you require veterinary services. Prices range from 14. As with any product, opinions and experiences with KaChava vary widely. Oct 27, 2023 The VCA CareClub Membership is designed to spread the cost of preventive care over monthly payments, potentially making it more affordable for pet owners. CareClub Terms & Conditions. Founded in 1986, VCA is a family of hometown animal hospitals committed to making a positive impact for pets, people, and our communities. Aug 1, 2023 The Bottom Line VCA Care Club and Dental Care. VCA is where your pet's health is our top priority and excellent service is our goal. Campbell, Ca. Made for Real Life. Insurance is great for accidents and illnesses, but it is not for wellness visits. We have a membership program called care club that we pay a monthly fee. For what its worth,. Made for Real Life. It aims to promote proactive and preventative care by offering a structured plan that covers routine veterinary services. Prices range depending on the plan tier and type of pet but generally start at 25month. To enroll your pet in a CareClub Plan, you can follow these steps From the dashboard, select the menu in the upper left corner. For example, the plan with a 250 annual allowance costs 18. Terms and conditions apply. VCA Canada CareClub&174; Wellness Plans are preventive pet healthcare plans and are not insurance plans. VCA has more than 1,000 neighborhood hospitals and 6,000 veterinarians across the U. Unlimited vet visits. Sun Closed. Date of experience 02 November 2023. Two comprehensive exams per year. Cons Limited Coverage Does not cover unexpected illnesses or injuries. Refill prescriptions, food and treats. Always-On Access to Your Pets Care. VCA CareClub is a fascinating concept that could be a good strategy for very young dogs or cats. Insurance products are underwritten by either Independence American Insurance Company (NAIC. VCA Animal Hospitals launched a comprehensive career progression program for its Associates, supporting them in road-mapping their careers in veterinary medicine. Pricing, like. VCA Mesa Animal Hospital 858 N. For a fee, members can receive additional discounts, free eye exams for a specified period, and special pricing on contact lenses. Specialties GP Hours are M-F 800a-530p and Sat 800a-200p- Appointment only Emergency is 247- Walk-in only (no appointment needed) For over 30 years, VCA McCormick Ranch Animal Hospital and Emergency Center has been taking care of pets as a full service vet clinic, providing both general and emergency services. Vaccinations, wellness checkups, fecal exams, and other services are usually covered, depending on the age of the animal. Sep 23, 2023 VCA Care Club is a wellness plan offered by VCA Animal Hospitals, a renowned veterinary service provider in North America. CareClub Exclusive Benefits. They offer other treatments and services that could make it worthwhile for VCA careclub members. Its about 600 for the entire year. CareClub Exclusive Benefits. Personalized Pet Health Care. Vaccinations, wellness checkups, fecal exams, and other services are usually covered, depending on the age of the animal. VCA Care Club is primarily a preventive care plan, and while it covers routine dental cleanings, it doesnt extend to more complex dental procedures. Cantidad limitada de recompensas disponibles hasta agotar existencias. 12month commitment. 1 billion, including 1. Our review of VCA CareClub details the terms and conditions for pet parents enrolling in the pet wellness program. Think of it as a subscription service for your pets health. Specific to VCA Can only be used at VCA Animal Hospitals. Veterinarians do many of the same procedures and diagnostics that your medical doctor does for your own care, but there can be a marked difference in the prices that are charged. Two virtual vet. Or you can send us a message using the form here. Specialties Each VCA hospital has health and safety protocols in place based on health care best practices as well as state and local guidance and regulations. VCA CareClub is not pet insurance that offers comprehensive accident and illness coverage. Specialties Each VCA hospital has health and safety protocols in place based on health care best practices as well as state and local guidance and regulations. Established in 1995. This veterinary group offers its own brand of insurance for customers called the VCA Care Club. Select Radius. 1See more. We are here for you and your pet 24 hours a day, 7 days a week, 365 days a year. The vet clinic had a plan where you pay a monthly fee for one year's worth of checkups, routine tests and vaccines, blood work and one full dental service. Still, it can. VCA CareClub is one of the most popular pet insurers. Haley Street Santa Barbara, CA 93101 Tel 805-899-2273. Read complaints and reviews about VCA Animal Hospitals - 1350 E Derenne Ave. Nov 2, 2023 The Pros and Cons of VCA CareClub. Years in Business 27. . tobias harris and j cole